Account Opening


New applications for the Securities-Backed Line of Credit (SBLOC) should be submitted using the Talea loan automation platform.  

Talea (ta•LAY•a) is a portal to the future of wealth lending services, and The Bancorp is pleased to bring this premier solution to our valued partners and their advisor networks.

To access Talea, register for direct login credentials at https://talea.thebancorp.com/registration.  Talea is for new applications only. 

To create a paper Application in Talea, login to Talea at talea.thebancorp.com, enter your credentials and follow the steps below:

  • From the Talea Home screen, Click BEGIN under NEW LOAN PACKAGES, then click CREATE A NEW LOAN PACKAGE
  • Verify your information, then click NEXT (➜)
  • Enter a reference name for the package and select the loan structure, then click NEXT (➜)
  • Select "Present a Hardcopy" and “Financial professional on behalf of all borrower(s)”, then click NEXT (➜)
  • Review inputs, Confirm details, then click SUBMIT
  • Click OPEN PACKAGE and prepopulate the application, review inputs, then click SUBMIT
  • Click PRINT & UPLOAD LOAN PACKAGE(S), then click GENERATE LOAN PACKAGE(S)
  • Download the Package PDF and present to your client for physical signature

Highlights of the Talea process flow:

  • The financial professional/admin initiates the loan via Talea, and the financial professional/admin/client completes questionnaire process.
  • The Bancorp receives, via DocuSign, the loan application/document package from the client with the client signatures.
  • The Bancorp will complete the underwriting process and book the loan.
  • Your client will then receive two Welcome letters/emails with a password and user ID (separated for security reasons) and detailed instructions for logging into cashadvantageclient.com
  • After a loan is established, statements are produced monthly only if there is an outstanding balance on the line of credit account.  Click here to see a sample. 

Online Account Access:  Your client's user ID for online account access is provided in the Welcome Kit.  If this is your client's first account being serviced by The Bancorp Bank, the password will be sent by email, provided an email address was included on the SBLOC application; otherwise, the password will arrive separately by U.S. mail.

If your client currently has another account being serviced by The Bancorp Bank, they will log on to our website at cashadvantageclient.com with the same user ID and password used for the other account. The other account may be with Cash Advantage or another organization which offers banking services through The Bancorp Bank. The client will not receive new login credentials for this account nor will they be prompted to change the password.

Checks:  If checks were chosen at the time of application, they will arrive in the mail within 7-14 business days.